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Life Insurance Advisers

Peace of mind for you and your loved ones.

Blossomfield provides life insurance services for people of all ages and health circumstances. Our team will ensure you understand all the details of potential policies, so you make the right choice and achieve ultimate peace of mind.

Call one of our life insurance advisers in Birmingham today on: 0345 066 6555 or drop in to see us at our Birmingham office on Coleshill Road.

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Life Insurance Explained

Life insurance is a type of insurance policy that provides a designated beneficiary or beneficiaries with a lump sum payment or line of credit upon death of the insured party. Some life insurance policies will also be triggered if the insured party suffers from a critical or terminal illness, dependant on the terms and conditions of the policy. It’s one way of financially taking care of loved ones when you are no longer around.

Taking out life insurance cover can be a good idea at any age, but most people decide to do so once they have children or if their household relies on their employment income to pay for life’s everyday expenses. Life insurance cover is typically available to anyone up to 90 years old.

Life insurance cover is calculated based on your age, current health and even your job. Insurers will usually require personal information to provide a bespoke quote. The amount of money your policy pays out will differ based on the type of policy you choose and its terms, but many insurers will pay between x6 and x10 your annual income upon death.

For further information about life insurance policies in the UK and to get help sourcing the most appropriate cover for your needs, speak with the Blossomfield insurance team, today!

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Life Insurance FAQs

What does life insurance not cover?

Some causes of death are excluded from life insurance depending on the type of policy you have. Death caused by engaging in dangerous and illegal activities is likely to be excluded from the insurance policy. Suicide is often not included in life insurance cover within so many years of the policy being taken out, but it may be covered after this period has passed. If you have an existing condition and do not disclose it upon application and it leads to death, the policy may not pay out.

What type of life insurance do you need?

Life insurance is a very personal affair and there is no way of providing a blanket answer to all readers. The best way of understanding the benefits of different types of life insurance cover and their benefits is to chat with an expert. You can do just that by getting in touch with an insurance professional at Blossomfield.

Joint or separate life insurance policy?

A joint life insurance policy is a single policy taken out for two people, usually a married or de facto couple. However, most of these policies end on the first death leaving the surviving individual without existing cover. If you are a couple and are unsure whether to choose two single policies or a joint plan, it’s best to learn the pros and cons of each by speaking to one of our team.

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Why Choose Blossomfield for Your Life Insurance Needs?

Blossomfield has a track record of assisting people from all walks of life to secure applicable life insurance policies for their specific needs. With an experienced, empathetic, and caring team to hand, you’ll feel comfortable and informed by working with our knowledgeable insurance team.

Don’t risk the financial future of your family and call Blossomfield now. Our experienced life insurance advisers are based in Birmingham, cover the whole of the UK, and will support you through the entire process. Call us today on: 0345 066 6555 or drop in to see us at our Birmingham office.

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What our customers say about us

Blossomfield mortgages were very helpful to me and my partner when we first enquired about whether we were mortgageable to buy our first home. We were very impressed with their professionalism. Best mortgage broker in Birmingham!

Sam Ansell

Amazing service provided by Blossomfield in a quick and timely manner. No matter what questions we had they were always willing and happy to answer with their wide knowledge and experience. Would recommend Blossomfield to anyone.

Geraldene Marsh

Excellent service, quick turnaround, as promised. Will be using again and again. Would highly recommend Blossomfield Mortgages.

James Dean

Excellent service from Blossomfield Birmingham, they were able to sort a mortgage out for me very quickly and made the whole process simple and stress free, always available when needed and provided regular updates.

Jack Moriarty

I approached Blossomfield regarding a mortgage using there Birmingham branch and the service I have received has been nothing short of amazing their efficiency and passion to get everything done and approved in a professional manor is astounding.

Ryan James

Blossomfield Mortgages provided fantastic advice. Our mortgage approval went through very fast, as our mortgage was handled with the utmost urgency. From start to finish, the whole process was a breeze. We sat back and let them handle all the hard work.

Lewis Jewsbury

What our customers say about us

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Frequently asked questions...

Do I have to take out life insurance?

Although it is not a legal requirement to take out mortgage protection insurance, we strongly advise considering it. Life insurance will protect your home for the recommended term, and it would give you the peace of mind that your family could remain in the property in the event of your death or serious illness.

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How do I know I can trust you to handle my finances?

Blossomfield Mortgages is a trading name of Just Mortgages Direct Ltd, an appointed representative of the Openwork Partnership, a trading style of Openwork Ltd, authorised and regulated by the Financial Conduct Authority (FCA).

The FCA is a financial regulatory body in the United Kingdom but operates independently of the UK government. The FCA regulates financial firms providing services to consumers and maintains the integrity of the UK's financial markets. You can be confident in the knowledge that the FCA has authorised us through us being appointed representatives of the Openwork Partnership to conduct our business. For peace of mind or to find out more, you can find Blossomfield Mortgages on the Financial Services Register by clicking here and searching for Blossomfield Mortgages.

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Will my employer be contacted?

No, we will never contact your employer without your permission.

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