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Apply for a 90% LTV mortgage today


If you’re looking for a 90% mortgage, Blossomfield has access to thousands of mortgages products to help you find the right deal for your needs & circumstances.

Our expert mortgage advisers are on hand to advise you every step of the way.

Right from the moment you're assigned your own personal mortgage expert, they will support you through the lender's application process, completing all the necessary legwork on your behalf.

Want to know more? Call one of our expert advisers today on 0345 066 6555

What is a 90% LTV Mortgage?


90% Loan to value (LTV) is the percentage of the properties value you will need to put down, as a deposit or the equity will need to have in the property if you are remortgaging.

90% LTV mortgage allows you to buy a home with just a 10% deposit or 10% equity in a current property if you’re looking to remortgage.

A simple example of this is, if you’re purchasing a property costing £100,000, you’d put down a deposit of £10,000. That would mean you’d take out a 90% mortgage for the remaining £90,000. (£90,000 plus £10,000 equals £100,000)

Can I have a 90% LTV Mortgage?


Anybody can apply for a 90% LTV mortgage, but there's no guarantee you’ll typically need a good credit rating & will also need to meet the lenders criteria.

A good start to checking if you're eligible is using a mortgage calculator, this will usually give you an idea if you can borrow.

Blossomfield mortgage advisers are experts at matching you to the correct mortgage options based on your needs & circumstances, get in touch today to see if you are eligible for a 90% mortgage.

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What our customers say about us

Amazing service provided by Blossomfield in a quick and timely manner. No matter what questions we had they were always willing and happy to answer with their wide knowledge and experience. Would recommend Blossomfield to anyone.

Geraldene Marsh

Excellent service, quick turnaround, as promised. Will be using again and again. Would highly recommend Blossomfield Mortgages.

James Dean

Very friendly, helpful and knowledgeable. I will definitely use their services again and would highly recommend Blossomfield Mortgages.

Lynette Richards

Blossomfield Mortgages are brilliant mortgage brokers in Birmingham, they have helped me with various mortgages. They are friendly, quick, efficient and very helpful with giving advice. I even had my first mortgage offered within less than a week!

Hope Rowe-Hartman

Blossomfield mortgages were very helpful to me and my partner when we first enquired about whether we were mortgageable to buy our first home. We were very impressed with their professionalism. Best mortgage broker in Birmingham!

Sam Ansell

I approached Blossomfield regarding a mortgage using there Birmingham branch and the service I have received has been nothing short of amazing their efficiency and passion to get everything done and approved in a professional manor is astounding.

Ryan James

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Frequently asked questions...

Are 90% mortgages difficult to get?

Provided you have a good credit rating and can demonstrate to mortgage lenders that you could meet their affordability requirements, a 90% mortgage will be obtainable.

Can I get a 90% mortgage if I am self-employed?

 

Yes, Blossomfield has access to lots of lenders will consider 90% mortgages as a self-employed individual. 

Can I have a 90% mortgage to purchase a Buy to Let?

Buy to let mortgages typically require you to have a deposit of 25% loan to value. Some lenders will accept smaller deposits of around 15% if rental income meets the lender's affordability requirements.

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Frequently asked questions...

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