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Apply for an 80% LTV mortgage today

If you’re looking for an 80% mortgage, Blossomfield has access to thousands of mortgages products to help you find the right deal for your needs & circumstances.

Our expert mortgage advisers are on hand to advise you every step of the way.

Right from the moment you're assigned your own personal mortgage expert, they will support you through the lender's application process, completing all the necessary legwork on your behalf.

Want to know more? Call one of our expert advisers today on 0345 066 6555

What is an 80% LTV Mortgage?

80% Loan to value (LTV) is the percentage of the properties value you will need to put down, as a deposit or the equity will need to have in the property if you are remortgaging.

80% LTV mortgage allows you to buy a home with just a 20% deposit or 20% equity in a current property if you’re looking to remortgage.

A simple example of this is, if you’re purchasing a property costing £100,000, you’d put down a deposit of £20,000. That would mean you’d take out an 80% mortgage for the remaining £80,000. (£80,000 plus £20,000 equals £100,000)

Can I have an 80% LTV Mortgage?

Anybody can apply for an 80% LTV mortgage, but there's no guarantee you’ll typically need a good credit rating & will also need to meet the lenders criteria.

Blossomfield mortgage advisers are experts at matching you to the correct mortgage options based on your needs & circumstances, get in touch today to see if you are eligible for an 80% mortgage.

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What our customers say about us

Contacted Blossomfield Mortgages in regards to a mortgage application. The service I received was both professional and quick. I have recommended Blossomfield to friends that are in the same situation I was and would do so again.

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Karl Jones

Amazing service provided by Blossomfield in a quick and timely manner. No matter what questions we had they were always willing and happy to answer with their wide knowledge and experience. Would recommend Blossomfield to anyone.

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Geraldene Marsh

Blossomfield mortgages were very helpful to me and my partner when we first enquired about whether we were mortgageable to buy our first home. We were very impressed with their professionalism. Best mortgage broker in Birmingham!

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Sam Ansell

Blossomfield Mortgages provided fantastic advice. Our mortgage approval went through very fast, as our mortgage was handled with the utmost urgency. From start to finish, the whole process was a breeze. We sat back and let them handle all the hard work.

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Lewis Jewsbury

Excellent service, quick turnaround, as promised. Will be using again and again. Would highly recommend Blossomfield Mortgages.

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James Dean

Excellent informative and professional service would definitely use again and wouldn’t hesitate to recommend Blossomfield Mortgages.

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Melissa Smyth

What our customers say about us

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Frequently asked questions...

I have had some previous issues with my credit history. Will I/we have a mortgage that is a higher rate for 25 years?

Not at all. We regularly review your circumstances and look to get you into a better mortgage rate as soon as possible.

Our specialist mortgage brokers are always on hand to review your circumstances and offer you a competitive rate that meets your circumstances.

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How long can I borrow my mortgage for?

On average, mortgages last around 25 years, but some lenders will allow a term of up to 40 years, depending on your circumstances.

When discussing the length of the mortgage with our experienced mortgage brokers, they will guide you to the most suitable term.

A good practice is to keep the length of the mortgage to a minimum whilst still allowing you to have disposable money for a high standard of life, as this will result in less interest being paid over the full term of the mortgage.

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My bank will not lend me the amount we need. Can we still buy the house we like?

Blossomfield Mortgages has access to mortgage deals that are not available direct from lenders on the high street. Loan amounts will differ from lender to lender, and some lenders may offer a bigger mortgage than others. Our friendly mortgage brokers will discuss affordability to see which lender’s criteria you meet and how much you can borrow responsibly.

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Frequently asked questions...

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