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Apply for a 100% LTV mortgage today

If you’re looking for a 100% mortgage, Blossomfield has access to a number of mortgages products to help you find the right deal for your needs & circumstances.

Our expert mortgage advisers are on hand to advise you every step of the way.

Right from the moment you're assigned your own personal mortgage expert, they will support you through the lender's application process, completing all the necessary legwork on your behalf.

Want to know more? Call one of our expert advisers today on 0345 066 6555

What is a 100% LTV Mortgage?

A 100% LTV mortgage allows you to borrow the full value of the property you wish to purchase, without requiring a deposit. Lenders have recognized the challenges faced by first-time buyers in saving for a deposit and has introduced this mortgage product to make homeownership more accessible.

With a 100% LTV mortgage, you can enjoy the benefits of homeownership sooner, without the need to wait until you have saved up a deposit.

Can I have a 100% LTV Mortgage?

100% LTV mortgages are available to first-time buyers who meet certain eligibility criteria. While this mortgage product provides an exciting opportunity, it's important to consider factors such as your credit history, income, and affordability. Lenders will assess your financial circumstances to ensure that you can comfortably repay the mortgage. We can assist you in determining your eligibility and guide you through the application process, ensuring a smooth experience from start to finish.

Eligibility criteria

  • You must be 21 years or older and a first time buyer 
  • You must have proof of having paid at least 12 months consecutive rent within the last 18 months
  • You must have 12 months experience paying all household bills (e.g. utility bills, council tax etc)
  • If you use a deposit, it must be less than 5% of the purchase price
  • You must be looking for a loan of £600k or less
  • You must have no missed payments on credit commitments (e.g. mobile phone bill) over the last 6 months

100% LTV mortgages offer a fantastic opportunity for aspiring homeowners who are struggling to save for a deposit. As a mortgage and protection company serving Birmingham and Lichfield, Blossomfield Mortgages is here to support you on your homeownership journey.

Our experienced team can provide expert advice, assist with the application process, and help you secure a 100% LTV mortgage. Take the first step towards owning your dream home today by reaching out to us. Let us help you turn your homeownership dreams into a reality with a 100% LTV mortgage.

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What our customers say about us

Amazing service provided by Blossomfield in a quick and timely manner. No matter what questions we had they were always willing and happy to answer with their wide knowledge and experience. Would recommend Blossomfield to anyone.

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Geraldene Marsh

Blossomfield mortgages were very helpful to me and my partner when we first enquired about whether we were mortgageable to buy our first home. We were very impressed with their professionalism. Best mortgage broker in Birmingham!

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Sam Ansell

Contacted Blossomfield Mortgages in regards to a mortgage application. The service I received was both professional and quick. I have recommended Blossomfield to friends that are in the same situation I was and would do so again.

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Karl Jones

Excellent service from Blossomfield Birmingham, they were able to sort a mortgage out for me very quickly and made the whole process simple and stress free, always available when needed and provided regular updates.

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Jack Moriarty

Excellent informative and professional service would definitely use again and wouldn’t hesitate to recommend Blossomfield Mortgages.

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Melissa Smyth

Excellent service, quick turnaround, as promised. Will be using again and again. Would highly recommend Blossomfield Mortgages.

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James Dean

What our customers say about us

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Frequently asked questions...

I am a first-time buyer. Will you help me throughout the process?

Yes, whether you are a first-time buyer or someone who has moved several times, you will receive personalised one-to-one guidance from a fully qualified mortgage broker the moment you interact with us.

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How do I know I can trust you to handle my finances?

Blossomfield Mortgages is a trading name of Blossomfield Group Ltd, an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority (FCA).

The FCA is a financial regulatory body in the United Kingdom but operates independently of the UK government. The FCA regulates financial firms providing services to consumers and maintains the integrity of the UK's financial markets. You can be confident in the knowledge that the FCA has authorised us through us being appointed representatives of the Openwork Partnership to conduct our business. For peace of mind or to find out more, you can find Blossomfield Mortgages on the Financial Services Register by clicking here and searching for Blossomfield Mortgages.

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I am self-employed. Can I have a mortgage?

Yes, our mortgage brokers at blossomfield have access to a wide range of lenders. This includes products specifically for people who are self-employed. We can't guarantee you'll always get what you're looking for, but we'll do our best to assist.

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